Every year around Labor Day, a quiet assumption settles over the Miami Valley: the real estate season is over, see you in spring. And every year, the buyers and sellers who ignore that assumption tend to come out ahead. At Irongate Inc., REALTORS®, some of the best-fit transactions our agents see close between September and November, when the market thins out but does not shut down. With inventory across the Dayton region at its healthiest level in years, this fall is setting up to be especially interesting. Here is why.
Summer brings volume: the Dayton REALTORS® Multiple Listing Service recorded 1,418 sales in June alone. Autumn brings intent. The buyers still touring homes in October are not browsing for fun. They are relocating for jobs, responding to life changes, or determined to be settled before winter. Sellers who list in fall tend to have equally concrete reasons.
That mutual seriousness changes the tex...
The offer is accepted, the celebration text goes out, and then a strange quiet settles in: now what? For most Miami Valley buyers and sellers, the 30 to 45 days between an accepted offer and closing day are the least understood part of the entire transaction. At Irongate Inc., REALTORS®, we would rather you know exactly what is coming than lie awake wondering. Here is the road from contract to keys, step by step, the way it typically unfolds across the Dayton region.
Once both parties sign, the contract goes to a title company and, for financed purchases, to the buyer's lender. Earnest money, the deposit that shows the buyer is serious, is delivered and held in escrow, meaning a neutral third party keeps it until closing. Buyers should expect a flurry of lender requests during this week for pay stubs, bank statements, and signatures. Responding within hours rather than days is one of the simplest ways to keep a closing on s...


