Posts from August 24th, 2026
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From Accepted Offer to Keys in Hand: How Closing Works in the Miami Valley
The offer is accepted, the celebration text goes out, and then a strange quiet settles in: now what? For most Miami Valley buyers and sellers, the 30 to 45 days between an accepted offer and closing day are the least understood part of the entire transaction. At Irongate Inc., REALTORS®, we would rather you know exactly what is coming than lie awake wondering. Here is the road from contract to keys, step by step, the way it typically unfolds across the Dayton region.
The First Week Sets Everything in Motion
Once both parties sign, the contract goes to a title company and, for financed purchases, to the buyer's lender. Earnest money, the deposit that shows the buyer is serious, is delivered and held in escrow, meaning a neutral third party keeps it until closing. Buyers should expect a flurry of lender requests during this week for pay stubs, bank statements, and signatures. Responding within hours rather than days is one of the simplest ways to keep a closing on s...